EP2415003A4 - Method and system for securing a payment transaction with trusted code base - Google Patents

Method and system for securing a payment transaction with trusted code base

Info

Publication number
EP2415003A4
EP2415003A4 EP10759266.9A EP10759266A EP2415003A4 EP 2415003 A4 EP2415003 A4 EP 2415003A4 EP 10759266 A EP10759266 A EP 10759266A EP 2415003 A4 EP2415003 A4 EP 2415003A4
Authority
EP
European Patent Office
Prior art keywords
securing
payment transaction
code base
trusted code
trusted
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP10759266.9A
Other languages
German (de)
French (fr)
Other versions
EP2415003A1 (en
Inventor
Paul D Coppinger
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Apriva LLC
Original Assignee
Apriva LLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US12/414,423 external-priority patent/US20100250442A1/en
Priority claimed from US12/414,446 external-priority patent/US20100250441A1/en
Application filed by Apriva LLC filed Critical Apriva LLC
Publication of EP2415003A1 publication Critical patent/EP2415003A1/en
Publication of EP2415003A4 publication Critical patent/EP2415003A4/en
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/356—Aspects of software for card payments
    • G06Q20/3567—Software being in the reader
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • G07F7/1091—Use of an encrypted form of the PIN
EP10759266.9A 2009-03-30 2010-03-29 Method and system for securing a payment transaction with trusted code base Withdrawn EP2415003A4 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US12/414,423 US20100250442A1 (en) 2009-03-30 2009-03-30 Method and system for securing a payment transaction with a trusted code base
US12/414,446 US20100250441A1 (en) 2009-03-30 2009-03-30 Method and system for securing a payment transaction with trusted code base on a removable system module
PCT/US2010/029075 WO2010114799A1 (en) 2009-03-30 2010-03-29 Method and system for securing a payment transaction with trusted code base

Publications (2)

Publication Number Publication Date
EP2415003A1 EP2415003A1 (en) 2012-02-08
EP2415003A4 true EP2415003A4 (en) 2013-05-01

Family

ID=42828648

Family Applications (1)

Application Number Title Priority Date Filing Date
EP10759266.9A Withdrawn EP2415003A4 (en) 2009-03-30 2010-03-29 Method and system for securing a payment transaction with trusted code base

Country Status (6)

Country Link
EP (1) EP2415003A4 (en)
AU (1) AU2010232817A1 (en)
BR (1) BRPI1015475A2 (en)
CA (1) CA2794560A1 (en)
MX (1) MX2011010306A (en)
WO (1) WO2010114799A1 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103337021A (en) * 2013-05-08 2013-10-02 上海方付通商务服务有限公司 Film card and secure transaction method based on same
CN106603237B (en) * 2015-10-16 2022-02-08 中兴通讯股份有限公司 Safe payment method and device
US11887120B2 (en) * 2020-09-24 2024-01-30 Ncr Atleos Corporation System and method for touchless pin entry

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20050114683A1 (en) * 2003-11-26 2005-05-26 International Business Machines Corporation Tamper-resistant trusted java virtual machine and method of using the same
WO2005109360A1 (en) * 2004-05-10 2005-11-17 Hani Girgis Secure pin entry using personal computer
WO2006063144A2 (en) * 2004-12-08 2006-06-15 Way Systems, Inc. Secure pin entry device for mobile phones
WO2006081525A2 (en) * 2005-01-28 2006-08-03 Cardinal Commerce Corporation System and method for conversion between internet and non-internet base transactions
KR20080010082A (en) * 2006-07-26 2008-01-30 한국정보통신주식회사 System and method for payment and program recording medium
US20080189214A1 (en) * 2006-10-17 2008-08-07 Clay Von Mueller Pin block replacement
WO2008157184A2 (en) * 2007-06-13 2008-12-24 Alibaba Group Holding Limited Payment system and method using ic identification card

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6871278B1 (en) * 2000-07-06 2005-03-22 Lasercard Corporation Secure transactions with passive storage media
US7707120B2 (en) * 2002-04-17 2010-04-27 Visa International Service Association Mobile account authentication service
DE10336070A1 (en) * 2003-08-06 2005-01-20 Siemens Ag Safety process transaction method e.g. for paying process over data network, involves entering payment amounts about buyer for equipment attached to data network with payment amount conveyed to server computer by salesman
US7689828B2 (en) * 2004-07-23 2010-03-30 Data Security Systems Solutions Pte Ltd System and method for implementing digital signature using one time private keys

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20050114683A1 (en) * 2003-11-26 2005-05-26 International Business Machines Corporation Tamper-resistant trusted java virtual machine and method of using the same
WO2005109360A1 (en) * 2004-05-10 2005-11-17 Hani Girgis Secure pin entry using personal computer
WO2006063144A2 (en) * 2004-12-08 2006-06-15 Way Systems, Inc. Secure pin entry device for mobile phones
WO2006081525A2 (en) * 2005-01-28 2006-08-03 Cardinal Commerce Corporation System and method for conversion between internet and non-internet base transactions
KR20080010082A (en) * 2006-07-26 2008-01-30 한국정보통신주식회사 System and method for payment and program recording medium
US20080189214A1 (en) * 2006-10-17 2008-08-07 Clay Von Mueller Pin block replacement
WO2008157184A2 (en) * 2007-06-13 2008-12-24 Alibaba Group Holding Limited Payment system and method using ic identification card

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of WO2010114799A1 *

Also Published As

Publication number Publication date
CA2794560A1 (en) 2010-10-07
EP2415003A1 (en) 2012-02-08
AU2010232817A1 (en) 2011-11-17
BRPI1015475A2 (en) 2016-04-26
MX2011010306A (en) 2012-01-20
WO2010114799A1 (en) 2010-10-07

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Effective date: 20130402

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Ipc: G06Q 20/00 20120101AFI20130325BHEP

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Effective date: 20131030